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PAYMENT COLLECTION
Starter
One-time setup
settlement
settlement
Free
T+1
FPX Online Banking
B2C
RM1.00
Lite
One-Time Setup
RM300.00
Online Banking
Settlement
T+1
FPX
B2C
RM1.00
Cards
Settlement
T+1
credit & debit card
mastercard & Visa (Local)
settlement T+2
mastercard & Visa (Local)
settlement T+2
1.90%
credit & debit card
Mastercard & Visa (International)
Mastercard & Visa (International)
2.40% + RM 0.50
T+2
T+2
credit & debit card
UnionPay
UnionPay
2.40%
T+2
T+2
credit & debit card
Diners Club
Diners Club
2.80%
T+2
T+2
E-Wallets
T+2
WeChat Pay
1.20%
DuitNow QR
1.20%
Maybank QR Pay
1.20%
GrabPay
1.50%
Touch N Go
1.50%
Boost
1.50%
AliPay
1.50%
Buy Now Pay Later
T+2
Atome
5.50%
GrabPaylater Postpaid
5.00%
GrabPaylater Instalment
6.50%
Pro
One-Time Setup
RM500.00
Bank Transfer Settlement
Instant
Bank Account
Maybank
OCBC
Bank Islam
FPX
B2C
RM1.00
B2B
RM2.00
Cards
Settlement
T+1
credit & debit card
mastercard & Visa (Local)
settlement T+2
mastercard & Visa (Local)
settlement T+2
1.90%
credit & debit card
Mastercard & Visa (International)
Mastercard & Visa (International)
2.40% + RM 0.50
T+2
T+2
credit & debit card
UnionPay
UnionPay
2.40%
T+2
T+2
credit & debit card
Diners Club
Diners Club
2.80%
T+2
T+2
E-Wallets
T+2
WeChat Pay
1.20%
DuitNow QR
1.20%
Maybank QR Pay
1.20%
GrabPay
1.50%
Touch N Go
1.50%
Boost
1.50%
AliPay
1.50%
Buy Now Pay Later
T+2
Atome
5.50%
GrabPaylater Postpaid
5.00%
GrabPaylater Instalment
6.50%
Mobile App payment
T+2
iOS: ApplePay
1.90%
Android: GooglePay
1.90%
Over the counter
T+2
Razer Cash - 7 Eleven
Razer Cash - KK Mart
Razer Cash - 99 Speedmart
Razer Cash - Cosway
Razer Cash - KK Mart
Razer Cash - 99 Speedmart
Razer Cash - Cosway
2.4% or RM1.40 (whichever is higher)
Singapore
Setup
RM500
Annual Renewal
RM250
Online Banking
Once weekly
E-nets
2.70% or SGD2.00
Whichever is higher
Whichever is higher
PayNow
1.00%
PayNow Refund Fee
SGD1.00
E-Wallets
Once weekly
ShopeePay
3.00%
GrabPay
3.00%
AliPay (China)
2.40%
Over The counter
Once weekly
Sam Kiosk
AXS Kiosk
AXS Kiosk
2.70% or SGD1.60
Whichever is higher
Whichever is higher
Cross Border settlement
Monthly
SST
9%
processing currency
SGD
processing currency
SGD-USD-MYR
Indonesia
Setup
RM500
Annual Renewal
RM250
Online Banking
Once weekly
Online banking
2.75% or USD6800
Whichever is higher
Whichever is higher
Mobile banking
2.75% or USD6800
Whichever is higher
Whichever is higher
CIMB Niaga
1.90%
QRIS
1.90%
Octo Mobile
1.90%
Linkaja
1.90%
MBayar
1.90%
E-Money
Once weekly
E-Money CIMB Niage (Rekeneing Ponsel)
IDR5,000
ShoppeePay App
4.90%
ShoppeePay (Non-digital)
2.80%
Linkaja
2.50%
Linkaja Web Checkout
2.00%
Linkaja AppLink
2.00%
Dana Balance
2.00%
Dana credit card
3.20%
Dana Debit Card
2.00%
dana virtual account
IDR5,000
goPay
7.60%
Overt the counter
Once weekly
SAM Kiosk
7.60%
AXS Kiosk
7.60%
buy now pay later
Once weekly
AlfaMaret
8.50%
IndoMaret
8.50%
Cross Border Settlement
Monthly
Witholding tax
20%
vAT
11%
Minimum Settlement
IDR1,000,000
processing currency
IDR
Settlement currency
IDR-USD-MYR
Thailand
Setup
RM500
Annual Renewal
RM250
Online Banking
Once weekly
kasikorn bank
3.00%
SCB
3.00%
Krungthi Bank
3.00%
Bank of Ayuthaiya
3.00%
Bangkok bank
3.00%
prompt pay
Once weekly
prompt pay qR
IDR5,000
Promptpay request to pay
4.90%
over the counter
2.80%
razer cash
2.50%
testco lotus
2.00%
big C
2.00%
Cross Border Settlement
Monthly
Witholding tax
10%
vAT
7%
Minimum Settlement
THB3,800
processing currency
THB
Settlement currency
THB-USD-THB
Philippines
Setup
RM500
Annual Renewal
RM250
Online Banking
Once weekly
Internet Banking
3.00% or PHP 30
Whichever is higher
Whichever is higher
E-Wallet
Once weekly
GCash
2.70%
Maya
2.70%
over the counter
Once weekly
Bank
Non-bank
Non-bank
3.00% or PHP 30
Whichever is higher
Whichever is higher
Cross Border Settlement
Monthly
vAT
12%
Minimum Settlement
PHP5,000
processing currency
PHP
Settlement currency
PHP-USD-MYR
Vietnam
Setup
RM500
Annual Renewal
RM250
Online Banking
Once weekly
Bank transfer
VND9,500
E-Wallet
Once weekly
9 pay
VND9,500
domestic pepaid card
3.50% or VND5,000
Whichever is higher
Whichever is higher
Cross Border Settlement
Monthly
Witholding tax
10%
vAT
12%
Minimum Settlement
VND2,000,000
processing currency
VND
Settlement currency
VND-USD-MYR
Taiwan
Setup
RM500
Annual Renewal
RM250
Online Banking
Once weekly
Virtual Account
3.00%
ATM
3.00%
over the counter
Once weekly
7-Eleven
2.90%
Family Mart
2.90%
Hi-Life
2.90%
Cross Border Settlement
Monthly
Minimum Settlement
USD100
processing currency
TWD
Settlement currency
TWD-USD-MYR
Plan A
Setup
RM3,500.00
Annual Renewal
RM2,000.00
3 months
T+2
Affin Bank
2.50%
Ambank
2.50%
Hong Leong Bank
2.50%
HSBC
2.50%
RHB
3.50%
6 months
T+2
Affin Bank
3.50%
Ambank
3.50%
Hong Leong Bank
3.50%
HSBC
3.50%
CIMB
4.50%
RHB
4.50%
12 months
T+2
Affin Bank
4.50%
Ambank
4.50%
Hong Leong Bank
4.50%
HSBC
4.50%
CIMB
5.50%
RHB
5.50%
24 months
T+2
Affin Bank
5.00%
Ambank
5.00%
HSBC
5.00%
RHB
7.50%
36 months
T+2
Ambank
6.00%
HSBC
7.00%
RHB
9.00%
Plan B
Setup
RM1,500
Annual Renewal
RM500
6 months
T+2
Ambank
4.20%
HSBC
4.20%
STD CHARTED
4.20%
12 months
T+2
Ambank
5.20%
HSBC
5.20%
Standard Chartered
5.20%
24 months
T+2
Ambank
7.20%
HSBC
7.20%
Standard Chartered
7.20%
Virtual Terminal
Setup
RM90
Annual renewal
Supports: NFC Enabled - Apple iOS, Android
Supports: NFC Enabled - Apple iOS, Android
Free
(In-app payment)
cards
Mastercard & Visa (Local Credit card)
1.50%
Mastercard & Visa (Local Debit card)
1.30%
Mastercard & Visa (Local/foreign prepaid)
1.40%
Mastercard & Visa (Foreign Credit card)
2.25%
Mastercard & Visa (Foreign Debit card)
2.05%
UnionPay Debit/credit card
2.20%
MyDebit
0.80%
E-Wallets
DuitNow QR
0.80%
WeChatPay
1.50%
Touch N' Go
1.10%
GrabPay
1.05%
ShopeePay
1.00%
Boost
1.00%
AliPay
1.20%
(Payment Link)
Settlement
T+1
FPX Online banking
RM1.00
Cards
mastercard/visa (local)
1.90%
UnionPay (Debit/credit)
2.40%
Mastercard/visa (foreign)
2.40% + RM0.50
BNPL
Atome
5.50%
E-wallets
DuitNow QR
1.20%
WeChatPay
1.20%
Touch N' Go
1.50%
GrabPay
1.50%
ShopeePay
1.50%
Boost
1.50%
AliPay
1.50%
Cash Over The Counter
7 Eleven
KK Mart
99 Speedmart
KK Mart
99 Speedmart
2.40% OR RM1.40
Whichever is higher
Whichever is higher
Physical Terminal
Setup
RM700
Lost Terminal
RM2,200
cards
Mastercard & Visa (Local Credit card)
1.50%
Mastercard & Visa (Local Debit card)
1.30%
Mastercard & Visa (Local/foreign prepaid)
1.40%
Mastercard & Visa (Foreign Credit card)
2.25%
Mastercard & Visa (Foreign Debit card)
2.05%
UnionPay Debit/credit card
2.20%
MyDebit
0.80%
E-Wallets
DuitNow QR
1.20%
WeChatPay
1.20%
Touch N' Go
1.50%
GrabPay
1.50%
ShopeePay
1.50%
Boost
1.50%
AliPay
1.50%
Touch N' Go (parking operator)
1.55%
AliPay + Cross Border
1.90%
UnionPay QR
2.60%
BNPL
Atome
5.10%
GrabPay PayLater Postpaid
5.50%
GrabPay Installment
6.00%
E-commerce Plugins
Shopify
Additional 0.50%
WooCommerce
Free
EasyStore
Free
Magento
Free
Prestashop
Free
OpenCart
Free
Drupal
Free
ECWID
Free
Recurring Payment
E-Mandate
Bank
OCBC
Bank portal
OCBC Velocity
direct debits
OCBC Rates + 0.50%
settlement
Periodic Payments Are User Defined
Credit card
mastercard & Visa
Additional 0.2%
Indonesia Cross-Border Invoicing (MyWire)
MyWire
One-time set up
RM1,800
virtual account annual maintenance
RM250 Annual
MYR/IDR Exchange Fees
Daily FX Rates Apply
Refunds
Flat Fee IDR10,000
Minimum Invoice value
Min RM1,500
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